HMRC has recently banned taxpayers from paying their tax using either a credit card or at the Post Office. This move has raised concerns amongst some campaigners.

Each year, around 11 million taxpayers complete a self-assessment tax return and the deadline for submitting the forms is 31 January each year. Many of these individuals will have to pay either capital gains tax or income tax.

However, in December of last year, taxpayers were told that they may no longer go to the Post Office to pay their tax bills and from 13 January they will not be able to use credit cards either.

The Low Incomes Tax Reform Group (LITRG) expressed concern that some people would find it difficult to pay their tax in time, and with the credit card option being removed, they might resort to expensive short-term loans.

LITRG Chair Anne Fairpo said: “Making payments may not be straightforward for some taxpayers, and we are keen to see that these changes are publicised as widely as possible.”

HMRC argues that it has already sent out thousands of letters as part of its marketing campaign, so taxpayers should be aware of the changes.

Millions of self-employed people or those with a second source of income have to file a tax return. The tax may still be paid via direct debit, debit cards, CHAPS, BACs or Faster Payment systems at a bank.

Any employed person who owes less than £3,000 can pay their bill through the PAYE system, but they must have filed their tax return by 30 December.